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When Your Friend Uses Your Credit Card?

Gabriel-Stafford, 2007-07-26 07:18:37
I allowed my friend to use my credit card to purchase something online today. After that transaction, I reported my card as lost cos I'm afraid she'll misuse it later. She has done it in the past to another person. The credit card officer says should there be future attempts later, they will notify the police. Should she try to use it again w/o informing me and she gets arrested, does it make me a traitor for not inforrming her about this or it just serves her right?

2007-07-26 09:46:46 Mariano-Hanford wrote:

jerry, did you physically hand the card to your friend and after the transaction did they hand it back to you?
or did you just give them the numbers, expiration date & security code on the back of the card (either over the phone or in person)?
if you physically handed them the card, and because you knew of (and authorized) the first transaction don't try to dispute it because you could be facing a fraud conviction yourself then.
so don't dispute the first transaction.
if your friend doesn't pay you back then you can take them to small claims court to recoup your money.
or did they pay you cash already?
if you gave them the number orally & they wrote it down to input it into an online retailer website, then that transaction is also authorized and not to be disputed.
now, however, any subsequent transactions with that number should not occur since you reported the card as lost.
the burden of proof will come out that you didn't authorize her to make any further transactions with that card and to protect yourself from any legal liability cancelled the card when you reported it as lost.
it's a hard lesson, but if she chooses to (try to) use the credit card again, she will most likely get arrested -- yes, it serves her right (some friend huh?)!!!

2007-07-26 08:20:28 Cris-Mccallum wrote: why would you give your credit card to someone you don't trust. rather then face this person and stand up to them you would rather get them arrested? you both sound a little nuts.

2007-07-26 08:39:40 Victor-Baskett wrote: #1 Lesson free poker no credit card or checking account required. Do not lend out your credit card free pictures of the wwe diva strip poker game. That was dumb.

2007-07-26 08:17:49 Elliott-Losey wrote: No she is stealing from you if i am reading this right and if she is a true friend she would not do that and let you know what she is going to use it for and pay you back when she had the money free poker online with no purchase with real money free poker online with no purchase with real money. no that is a good thing you did that.ahhh nooooooo way, because you could lose a lot of money and get a really bad credit report out of it to. second nevernever never give out your information there is no way to protect your self fully once that happens other then destroy that credit card and account free pictures of the wwe diva strip poker game.

2007-07-26 08:33:30 Huong-Bennett wrote:

well if you dont trust someone , dont let them use the card.
you could have easliy typed in the numbers yourself , to let the purchase go thru, and her not being able to see the numbers.
secondly , you cant report someone on what you think they will do, you have to wait until they do it.
i think that is shady on your part, that you said you would let them use the card and right behind thier back, report it stolen.,.....
thats like the christian minisrty guy, paid a prostitute with checks , then reported them stolen...
how dumb.
in the future....
dont lend, borrow or do favors for people that you dont trust.
period

2007-07-26 08:17:29 Lilla-Hoenshell wrote: Serves her right....maybe it will teach her a lesson.

2007-07-27 09:42:03 Laure-Unk wrote: It makes you dumb for giving your CC to a person who has already done the same to someone before, and screwed them over.

2007-07-26 08:18:26 Denna-Stroble wrote: Shouldn't of lent it to her in the first place free poker no credit card or checking account required. If she needed something she should of paid you cash for whatever item she wanted you to use the card for.serves her right, if it happens, say that you reported it lost because you lost it and forgot to mention it...she needs to explain, not you!i think what you did was extreme. you should have just purchased the product for her. that way she wouldn't have any of your information free poker online with no purchase with real money.

2007-07-26 08:19:23 Teddy-Whittier wrote: ok first off..... if she has done it before..... you are an idiot for giving her a chance to rip you off. and no you aren't a traitor, tell that theif to get a prepaid card at the mall and use that!

2007-07-26 08:36:02 Walter-Canham wrote:

remind her that she was only to use your card that one time, and one time only.
if she gets in trouble later on, then it's a case of "serves her right" free pictures of the wwe diva strip poker game.

2007-07-26 09:31:53 Barbera-Pycroft wrote: you were stupid for letting her use your credit card for any reason whatsoever. this is double for having known about her dishonesty before. that said, if she's using it now - without your permission, she should be prosecuted.

2007-07-26 08:18:39 Katharine-Kight wrote:

serves her right for abusing ur authority.
and if this person has done it to someone in the past why entrust them with it???
u must be stupid.

2007-07-26 17:00:47 Wilton-Eckert wrote: It would serve her right. Why lend it to her in the first place? free pictures of the wwe diva strip poker game.

2007-07-26 14:38:48 Brendan-Rifler wrote: Why in the great wide world did you let her use it in the first place, if you didn't trust her??? Do NOT let a friend use your credit card, EVER. Especially not if it's someone who has already misused someone else's card. If you're stupid enough to give out your credit card info then you 'deserve' to get stolen from, that's just asking for it. Fool.

2007-07-26 08:25:11 Mary-Pennington wrote:

since u KNOW that she has done it before why in the world would u let her use urs?
it does serve her right if she gets caught because u only authorized 1 transaction and if she does more than 1 then shes stealing from u and deserves everything she gets.
u shouldnt feel like a traitor..she should feel like a shady little theif if that happens!!
but knowing she has done something like that before..it wasnt a smart odea on ur part to let her use ur credit card.
why didnt she pay for it herself?
because if she doesnt pay u back for whatever she buys..u are liable free pictures of the wwe diva strip poker game.
thats why u arent supposed to let anyone borrow ur credit cards no matter who they are.
if she decides to say F--- you and not pay u back then ur pretty much screwed unless u take her to court where she can claim that u were doing her a favor and u never asked to be repaid etc etc..see where im goin with this?
free poker online with no purchase with real money free poker no credit card or checking account required.
u had every right to cancel ur card if u felt she was gunna try to steal from u

2007-07-26 08:28:06 Wilbert-Sherlock wrote: Why on EARTH would you let someone other than YOU use your credit card?! That's what I'm having trouble with. You consented to letting her use the card, number one, which means that you agree to be responsible for the purchases. Number two, reporting the card as lost, when it's really user irresponsibility is unethical, dishonest, and may or may not be fraudulent. If there are "unauthorized" charges on YOUR card that are written off, it means that MY interest rates, as well as the interest rates of every other credit card customer will go up. Way to be honest and responsible.

2007-07-26 08:17:55 Mariana-Stange wrote: